Small-town and mountain homes, with no down payment.

USDA loans for eligible rural and suburban homes — no down payment for qualified buyers, county income limits, and clear guarantee-fee guidance.

Jayda Matekovic, Senior Loan Officer

Peak Capital Mortgage LLC

Phone: (970) 235-8165

Email: [email protected]

NMLS# 196133

Company NMLS# 2347925

Licensed in: AL, AZ, CO, ID, KS, MI, LA, MT, NM, SD, TX, WY

NMLS #196133 - Company NMLS #2347925 Equal Housing Opportunity Jayda Matekovic | NMLS 196133 | Peak Capital Mortgage, LLC | NMLS# 2347925 | NMLS Consumer Access Peak Capital Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class. Texas Consumers: How to file a complaint: Go to www.sml.texas.gov or call (877) 276-5550. The MORTGAGE COMPANY RECOVERY FUND: If you have a complaint regarding mortgage company services, you may submit a formal complaint to the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Licensed in AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, and WY. NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY | AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708 Not an offer to lend. Subject to credit approval.

USDA Loans

USDA loans for eligible rural and suburban homes — no down payment for qualified buyers, county income limits, and clear guarantee-fee guidance.

Small-town and mountain homes, with no down payment.

Room to buy outside the big-city price range.

What a USDA file needs.

Four steady steps.

The practical details, made plain.

Want to see if your address qualifies?

Loan Programs → USDA

USDA loans are backed by the Department of Agriculture for buyers purchasing a primary residence in eligible areas. I check the property location and household income first, so you know early whether this program fits your search.

Why buyers choose it

USDA can be a strong fit when the home is in an eligible area and income falls within limits. Eligibility is specific to each property, so I confirm it before you spend time on showings.

The checklist

The sequence

USDA questions

Send me the property address and your household size. I’ll check the USDA eligibility and income limits for that county before you go further.

Steady purchase, second-home, and refinance lending for small hometowns and mountain towns — and the families moving toward them.

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Programs

Contact

Mon–Fri 8–6 · Sat 9–1 ET

NMLS 196133 | Peak Capital Mortgage, LLC | NMLS# 2347925 | NMLS Consumer Access

Peak Capital Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class.

This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Licensed in AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, and WY.

Peak Capital Mortgage is not affiliated with or acting on behalf of the VA, FHA, HUD, USDA, or any government agency.

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