Lending with both feet on the dock.

About

Meet the loan officer behind Harbor Point Lending — relocation and second-home lending with one point of contact from first call to closing day.

Lending with both feet on the dock.

Why a harbor-town lender at all?

How a file moves through .

What you can hold me to.

Ready when you are.

About

exists for one kind of borrower: people whose lives point toward the coast — relocating families, second-home dreamers, and longtime neighbors re-working a payment. Since 2012 that focus has meant fewer surprises, faster files, and advice that holds up in salt air.

The story

spent the first stretch of a lending career inside a large national retail operation — the kind where a relocation buyer calling from two time zones away was treated as an inconvenience, and a shingled cottage in a flood zone was a checkbox nobody wanted to own. The files closed, mostly. The people were exhausted, always.

was set up in 2012 to run the opposite way: a small book of business, deep familiarity with coastal properties and the insurance realities that come with them, and a promise that the person who quotes your loan is the person who closes it. Since then the team has funded over $412M — a large share of it for buyers who signed their first documents before they ever changed their driver's license.

The work is unglamorous on purpose. Reading a condo questionnaire twice. Getting the flood elevation certificate ordered in week one, not week four. Calling the listing agent on a Sunday so your offer carries weight on Monday. Calm closings are built out of that kind of boring diligence — and I am very good at boring.

The process

Four legs, clearly marked. You always know which one you're on.

Working agreement

Every client hears these commitments on the first call — and they're the standard I ask you to grade me against in your review.

★★★★★

Elaine & Tom G. — second home, Boothbay Harbor, ME

Start with a 20-minute sounding call — no documents, no obligation, no rate-quote theater. Just the honest shape of your plan.

Steady purchase, second-home, and refinance lending for New England's harbor towns — and the people moving toward them.

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Contact

Mon–Fri 8–6 · Sat 9–1 ET

NMLS 196133 | Peak Capital Mortgage, LLC | NMLS# 2347925 | NMLS Consumer Access

Peak Capital Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class.

Texas Consumers: How to file a complaint: Go to www.sml.texas.gov or call (877) 276-5550. The MORTGAGE COMPANY RECOVERY FUND: If you have a complaint regarding mortgage company services, you may submit a formal complaint to the Texas Department of Savings and Mortgage Lending.

This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Licensed in AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, and WY.

NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY | AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708

Not an offer to lend. Subject to credit approval.

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