The flexible route home.
Conventional mortgages from 3% down with cancelable PMI — the workhorse loan for coastal New England buyers, explained line by line.
Jayda Matekovic, Senior Loan Officer
Peak Capital Mortgage LLC
Phone: (970) 235-8165
Email: [email protected]
NMLS# 196133
Company NMLS# 2347925
Licensed in: AL, AZ, CO, ID, KS, MI, LA, MT, NM, SD, TX, WY
This is not a commitment to lend. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Peak Capital Mortgage LLC is not affiliated with or acting on behalf of the VA, FHA, HUD, USDA, or any government agency. https://peakcapitalmortgage.com/privacy-policy-peak https://peakcapitalmortgage.com/licensing-disclaimers NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708
Conventional Loans
Conventional mortgages from 3% down with cancelable PMI — the workhorse loan for coastal New England buyers, explained line by line.
The flexible route home.
A familiar loan, fitted to your life.
What a conventional file needs.
Four steady legs.
Conventional, FHA, or jumbo?
The practical details, made plain.
Ready to set a comfortable number?
Loan Programs → Conventional
Conventional financing is the dependable workhorse: as little as 3% down for some qualified buyers, broad property eligibility, and mortgage insurance that can come off. I tune the structure to your cash, timeline, and plans for the home — then make every number easy to follow.
Why it works here
The right conventional structure balances cash at closing against the payment you will carry after it. I show the tradeoffs before you commit.
The checklist
The sequence
Compare the routes
Simplified comparison — actual availability and pricing depend on credit, property, and program guidelines at the time you apply.
Conventional questions
Bring your target payment and available cash. I’ll compare conventional options in writing — including PMI, credits, and the cost over the years you expect to stay.
Steady purchase, second-home, and refinance lending for New England's harbor towns — and the people moving toward them.
Explore
Programs
Contact
Mon–Fri 8–6 · Sat 9–1 ET
NMLS 196133 | Peak Capital Mortgage, LLC | NMLS# 2347925 | NMLS Consumer Access
Peak Capital Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class.
Texas Consumers: How to file a complaint: Go to www.sml.texas.gov or call (877) 276-5550. The MORTGAGE COMPANY RECOVERY FUND: If you have a complaint regarding mortgage company services, you may submit a formal complaint to the Texas Department of Savings and Mortgage Lending.
This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Licensed in AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, and WY.
NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY | AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708
Not an offer to lend. Subject to credit approval.
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