The cottage fund, done properly.
Second-home financing for coastal cottages and shore places — down payments from 10%, reserve planning, and straight talk on flood and insurance costs.
Jayda Matekovic, Senior Loan Officer
Peak Capital Mortgage LLC
Phone: (970) 235-8165
Email: [email protected]
NMLS# 196133
Company NMLS# 2347925
Licensed in: AL, AZ, CO, ID, KS, MI, LA, MT, NM, SD, TX, WY
This is not a commitment to lend. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Peak Capital Mortgage LLC is not affiliated with or acting on behalf of the VA, FHA, HUD, USDA, or any government agency. https://peakcapitalmortgage.com/privacy-policy-peak https://peakcapitalmortgage.com/licensing-disclaimers NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708
Second-Home Loans
Second-home financing for coastal cottages and shore places — down payments from 10%, reserve planning, and straight talk on flood and insurance costs.
The cottage fund, done properly.
Keep the first house boring. Let the second one be fun.
The eligibility picture.
Four legs to the porch.
Second-home loan vs. the alternatives.
Asked from every porch.
Found the cottage already?
Loan Programs → Second Homes
A second home on the water is a joy — and a second underwriting problem. I finance shore places you’ll actually use: down payments from 10%, both housing payments budgeted honestly, and the insurance questions answered before you’re in love.
Buying above conforming limits? I also arrange jumbo financing for high-value homes. Reach out to Jayda personally to talk through your options.
Why finance it this way
A dedicated second-home loan usually beats raiding your primary’s equity or paying investment-property pricing you don’t need.
Will you qualify?
How it goes
Compare the routes
Simplified comparison — exact terms depend on credit, property, and program guidelines. I price the honest fit, not the convenient one.
Second-home questions
Send the listing. Within two business days you’ll have the full picture: payment, insurance reality, reserves, and whether the number actually floats.
Steady purchase, second-home, and refinance lending for New England's harbor towns — and the people moving toward them.
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Mon–Fri 8–6 · Sat 9–1 ET
NMLS 196133 | Peak Capital Mortgage, LLC | NMLS# 2347925 | NMLS Consumer Access
Peak Capital Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class.
Texas Consumers: How to file a complaint: Go to www.sml.texas.gov or call (877) 276-5550. The MORTGAGE COMPANY RECOVERY FUND: If you have a complaint regarding mortgage company services, you may submit a formal complaint to the Texas Department of Savings and Mortgage Lending.
This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Licensed in AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, and WY.
NMLS 196133 License: AL, AZ, CO, ID, KS, LA, MI, MT, NM, SD, TX, WY | AZ LO-2013289 | CO 100012793 | ID MLO-2080196133 | KS LO0053986 | WY 6708
Not an offer to lend. Subject to credit approval.
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